Gifts That Cost You Nothing Now

Gifts in a Will

Making a legacy gift in your will or trust is one of the easiest and most popular ways to make a lasting impact for The Navigators. By simply signing your name, you can create a legacy of discipleship. 

Once you have provided for your loved ones, we hope you will consider making our mission part of your life story through a legacy gift.

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A gift in your will is one of the easiest ways to create your legacy and offers the following benefits:


Costs you nothing now to give in this way.


You can alter your gift or change your mind at any time and for any reason.


Your gift will create your legacy of discipleship.

Watch this brief video to learn about how you can make a lasting impact by planning ahead.

Four simple, “no-cost-now” ways to give in your will

General gift

Leaves a gift of a stated sum of money to The Navigators in your will or living trust. 

Residual gift
Leaves what is left over after all other debts, taxes, and other expenses have been paid.
Specific gift
Leaves a specific dollar amount, percentage, fraction, or specific items (collections, art, books, jewelry, etc.).
Contingent gift
Leaves a stated amount or share only if a spouse, family member or other heir/beneficiary does not live longer than you. In other words, your gift is contingent upon whether or not they survive after you.

You can mix these no-cost ways together. For example, you might consider leaving a specific percentage (such as 50%) of the residual to The Navigators contingent upon the survival of your spouse.

Gifts by Beneficiary Designation

It’s easy to put your bank accounts, retirement funds, savings bonds, and more to use in helping to share the good news of the Gospel of Jesus Christ — and it costs you nothing now.

By naming The Navigators as a beneficiary of these assets, you can resource our mission for years to come and establish your personal legacy of discipleship.

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Potential benefits of gifts by beneficiary designation:

Reduce or eliminate taxes

Reduce or avoid probate fees

No cost to you now to give

Create your legacy with The Navigators

To name The Navigators as a beneficiary of an asset, contact the custodian of that asset to see whether a change of beneficiary form must be completed.

How to Change a Beneficiary Designation

Login to your account or request a Change of Beneficiary Form from your custodian (the business holding your money or assets).

Follow the links to change your beneficiary or fill out the form.


Be sure to spell the name of our organization properly: The Navigators


Include our tax identification number: 84-6007896


Save or submit your information online or return your Change of Beneficiary Form.

We would love for you to let us know about your gift so we can thank you!

Types of Gifts

A gift of retirement funds

You can simply name The Navigators as a beneficiary of your retirement plan to support and strengthen our ministry.

A gift of funds remaining in your bank accounts, brokerage accounts or certificate of deposit (CD)

This is one of the easiest gifts to give and one of the most useful in accomplishing your philanthropic goals. The next time you visit your bank, you can name The Navigators (Tax ID: 84-6007896) as the beneficiary of a checking or savings bank account, a certificate of deposit (CD), or a brokerage account. When you do, you’ll take a powerful step toward helping generations to know Christ.

Donor-Advised Fund (DAF) residuals

What remains in a donor-advised fund is governed by the contract you completed when you created your fund. When you name The Navigators as a “successor” of your account or a portion of your account value, you enable people to know Christ and help them to grow and mature as His disciples.

Savings bonds

If you have bonds that have stopped earning interest and you plan to redeem them, you might owe income tax on the appreciation. That could result in your heirs receiving only a fraction of the value of the bonds in which you invested. Since The Navigators is a tax-exempt institution, naming us as a beneficiary means that 100% of your gift will go toward our ministry.

Complimentary Gift Planning Resources are Just a Click Away!

Creative Ways to Establish a Legacy