Gifts with Financial Benefits to You

Gifts with Financial Benefits to You

You can generate income for yourself, your loved ones, and your heirs, while supporting The Navigators and our ministry, helping bring His salvation to the people around the world.

 

Charitable gift annuities

Income for life, lower taxes, and the satisfaction of advancing our ministry of Life-to-LifeTM discipleship for years to come. It all happens when you make this gift by transferring money to a charitable gift annuity.

This is how you can make a substantial donation for The Navigators while you receive tax-favorable income for yourself, your spouse, and your children. Many supporters like charitable gift annuities because of their attractive payout rates and their significant impact.

Benefits to you:

  • Payments can be made as you prefer on an annual or quarterly basis.
  • A portion of the payout will be tax-free.
  • Receive an immediate tax receipt for a portion of your gift.
  • The remainder of your annuity passes to The Navigators outside of the estate process at the end of life.
  • Your gift creates a legacy of discipleship with The Navigators.

Charitable remainder trust

When you give this gift, you not only generate income for your life, and your family’s, you also reduce your taxes while advancing the Life-to-LifeTM discipleship through The Navigators.

By using assets or cash to fund the trust, you receive income and you receive an income tax credit the year in which you transfer your assets. The remaining portion of the trust, after all payments have been made, goes to The Navigators.

Benefits to you:

  • Receive income for life for you or your heirs.
  • Receive a charitable income tax credit for the charitable portion of the trust.
  • Create your legacy of discipleship with The Navigators.

Retirement plan gift

This option is becoming more and more popular, and here’s why. When you designate The Navigators as a beneficiary of your retirement plan, you give the gift that reduces your taxes, costs you nothing now, and strengthens our ministry to bring people to Christ and to make Him known to others.

Benefits to you:

  • Reduce or eliminate taxes on retirement assets.
  • Remove highly taxable assets from your estate by direct beneficiary designation.
  • Reduce or avoid probate fees.
  • No cost to you now to give.
  • Creates your legacy of discipleship with The Navigators.

To name The Navigators as a beneficiary of your retirement plan, contact your financial institution or insurance company to see how to complete a change of beneficiary.

Life insurance policy gift

Let’s say you have a life insurance policy that has outlasted its original purpose. Now you can use it to reduce your taxes and create a legacy gift for The Navigators that will further our ministry of Life-to-LifeTM discipleship.

Benefits:

  • Reduce your income taxes.
  • Receive additional tax deductions by making annual gifts so The Navigators can pay the premiums if the policy is retained to maturity.
  • See firsthand how your gift supports our work if The Navigators cashes in the policy.
  • Create your legacy of discipleship with The Navigators. If The Navigators retains the policy to maturity, or you name it as a beneficiary, once the policy matures, the proceeds of your policy will be paid to The Navigators.

Gifts of real estate

You can donate appreciated real estate, such as a home, vacation property, undeveloped land, farmland, ranch, or commercial property. This is an easy and effective way to fund a gift for The Navigators that will further our ministry for generations to come.

What’s more, you can leave this generous gift while you continue to use the property throughout your lifetime, and you may receive a tax deduction for your gift.

Gifts of securities

Stocks, bonds, and mutual funds that have appreciated in value are among the best ways to advance the ministry of The Navigators. You may receive a charitable income tax deduction for the full market value of the stock (up to a maximum of 30% of your adjusted gross income) and avoid paying the capital gains tax on any increase in the value of the stock.

Savings bonds

When you redeem savings bonds, you or the person you leave your bonds to will owe income tax on the appreciation. You can eliminate the income tax on bonds you own that have stopped earning interest and that you plan to redeem. Because The Navigators is tax exempt, 100 percent of your gift of savings bonds will support our ministry.

Benefits:

  • Reduce income tax.
  • Reduce income tax and estate taxes for your loved ones.
  • Create your legacy of discipleship with The Navigators.


If you’re thinking about this type of gift, we recommend consulting with your financial advisor and with The Navigators to select the gift that’s right for you.

To learn more about furthering the ministry of The Navigators, contact Kevin DiFelice, Director of Gift Planning, or Brian Kinney, CFP®, Gift Planning Officer, at 888-283-0157 or at mylegacy@navigators.org.